Terms of Use
We take security to the highest standards

Please carefully read through all sections of the Terms of Use.  By accessing this web site you agree to be bound by all terms and conditions below. 

Note that any information you submit, through any forms, surveys, applications, on our web site or via emails becomes the property of America’s First Choice Insurance Agencies, Inc. (AFCIA). 

All content, graphics and information on this site provided by AFCIA is owned by or licensed to AFCIA. AFCIA reserves and retains all copyright and other proprietary rights in and to this information, including without limitation, all rights in any public information as a compilation. All AFCIA information is protected by U.S. copyright laws, international treaties and/or other laws.

Revision, republication, and re-use of this information or the Site for any purpose is prohibited in whole or in part. The materials from the Site may be used solely for limited non-commercial informational purposes only as necessary to do business with AFCIA or for evaluating or purchasing AFCIA products and services.

Except for making one hard copy print of limited portions of the information on this site on an ad hoc basis for private use, or downloading as may be expressly authorized by AFCIA, this information may not be reproduced, licensed, copied, displayed, published, sold, modified, transmitted or distributed without AFCIA’s  express permission. Any other uses of the Site and/or Market Kinetix Information are strictly prohibited. Linking to this Site is prohibited unless AFCIA expressly consents in writing to such a link.

AFCIA fully complies with all applicable statutes regarding privacy and security(see Privacy Policy). 

The information on this web site is subject to change without notice and does not constitute an offer of any kind.  It is provided to you  "AS IS"  without any representation or warranty of any kind, either express or implied, including but not limited to merchantability, fitness for a particular purpose, title, non-infringement , security, accuracy or otherwise.  These materials may accidentally contain errors of publication or transmission.

Some of the information on this site is a compilation of information from public domain sources and such information is provided on as "as is" basis. AFCIA cannot be responsible for errors in such information and/or other defects. Under no circumstances will AFCIA be liable for any loss or damage caused by a user's reliance on any information obtained through its Site. It is the responsibility of the user to evaluate the accuracy, completeness, or usefulness of any information or services available through this Site.